Los Angeles Claims Adjuster Property and Causality Practice Exam

Which scenario might apply under assumption of risk?

1. Injuries during a basketball game

2. Medical malpractice while in a hospital

3. Slip and fall in a grocery store

4. Workplace injuries due to negligence

The correct answer is: Injuries during a basketball game

The scenario of injuries during a basketball game is relevant under the assumption of risk doctrine because participants in sports inherently accept the risk associated with engaging in those activities. When players enter the game, they understand that injuries can occur from the physical nature of the sport—collisions, falls, and other unpredictable events are part of the experience. By choosing to participate, players voluntarily consent to take on those risks, which can limit or eliminate the liability of other players or organizers in the event of an injury. In contrast, the other scenarios do not typically fall under the assumption of risk. Medical malpractice involves a professional duty of care that a medical professional must uphold, meaning patients are not expected to assume risks associated with negligent medical practice. A slip and fall in a grocery store details a situation where the store may be liable for negligence due to a failure to maintain a safe environment, not something that a customer assumes by visiting the store. Workplace injuries due to negligence also imply that an employer has a responsibility to provide a safe working environment, so employees are not assumed to accept risks that are a result of the employer's failure to uphold workplace safety standards. Each of these situations involves different legal considerations, making the basketball game the most fitting example of assumption of risk.