Los Angeles Claims Adjuster Property and Casualty Practice Exam 2026 - Free Claims Adjuster Exam Questions and Study Guide

The correct requirement for the insured, within 60 days after an insurer requests information following a loss, is to furnish a signed statement of loss. This signed statement is an essential part of the claims process as it formally documents the details of the loss, including the circumstances surrounding it, any damages incurred, and the monetary value of the claim.

Providing this statement allows the insurer to assess the validity and scope of the claim effectively. It serves as a formal declaration of the insured's loss, which is vital for the insurer to proceed with the evaluation and possible payment of the claim. While giving a detailed report or other actions may be relevant at different stages of the claims process, the signed statement of loss specifically fulfills a critical procedural requirement dictated by standard insurance policy obligations.

This understanding underlines the importance of compliance with timeframe requests from the insurer, which is essential for ensuring that the claim is processed promptly and that the insured's rights and entitlements are preserved.